Gerrish McCreary Smith Consultants LLC and Gerrish McCreary Smith, PC, Attorneys offer consulting, investment banking and legal services to community banks nationwide in the following areas: strategic planning, mergers and acquisitions, both financial analysis and legal services; dealing with the regulators, particularly involving troubled banks, memoranda of understanding, cease and desist orders and compliance; structuring and formation of bank holding companies; capital planning; employee stock ownership plans, leveraged ESOPs and incentive compensation packages; directors and officers liability; loan quality review; bankruptcy and securities transactions, and public and private securities offerings. As of year end 1998, Gerrish McCreary Smith, PC, Attorneys was ranked third in the nation by number of transactions in bank mergers and acquisitions. With respect to the law firm, we are not certified as creditors' rights, consumer bankruptcy, business bankruptcy or civil trial specialists by the Tennessee Commission on Continuing Legal Education and Specialization. Certification as a specialist in the other listed areas of law is not currently available in Tennessee. All attorneys at Gerrish McCreary Smith, PC practice in the above areas.

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